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Group Health Insurance / Employee Benefits

Solutions Focused on Enhancing Benefit Programs and Managing Costs

Increasing healthcare costs and an evolving regulatory environment demand highly technical benefit expertise. M&W’s employee benefits professionals provide the knowledge and resources to optimize our clients’ critical benefit decisions for maximum impact. We offer a broad and deep set of measurable employee benefit solutions that help our clients use their employee benefit offerings to attract talent and improve retention while maintaining an efficient and affordable cost structure.


M&W’s employee benefit practice is designed to optimize benefit plans through comprehensive cost containment, best in class pricing, regulatory compliance and superior account service, including:

  • Access to Insurance Markets – We administer plans to give access to top insurance companies; including, Anthem Blue Cross, Kaiser Permanente, HealthNet, Cigna + Oscar, United Healthcare, Ameritas, Delta Dental and many more. 

  • HR Services – Administration platforms, call centers and service calendars to ease administrative burdens.

  • Compliance/Healthcare Reform – Tools, expert guidance, and policies to promote compliance with federal and state regulations.

  • Healthcare Cost Management – Options for members to make more efficient care decisions without sacrificing quality.

  • Pharmacy Benefit Consulting – Solutions to increase transparency and minimize pharmacy costs.

  • Ancillary Benefit Consulting – Competitive rates on Dental, Vision, Chiropractic and Life Insurance. 

To analyze our clients' business issues and challenges, our benefits team leverages California Choice, a fundamentally different approach to employee benefits and risk management. California Choice integrates proprietary business analytics with a network of local and national technical experts in a team based consultative planning process to evaluate the client’s risk profile and identify targeted solutions. Clients then receive tailored recommendations for improving their employee benefits plan through cost reduction and service enhancement resulting in an employee benefit trend advantage.

California Choice Employee Benefits network includes hundreds of consultants in California, local and regional account managers, healthcare underwriters, business analysts, compliance/ERISA attorneys, wellness directors, pharmacy consultants, communications experts, claims experts and other specialty service personnel. These professionals access sophisticated tools and strategic planning to design optimal plans, negotiate advantageous pricing, deliver preferred services and keep clients abreast of market changes.

Would you like to get a Group Health Insurance quote?

Call (800) 700-0262 to speak with a Broker. 

Or you can request a proposal by sending in the below Employee Census / Application

Once the application is completed please email to

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