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Entrance of an Indian Restaurant


Insuring Restaurants and Bars Since 1979

Restaurant Liability Insurance for Business Owners

Chances are, if you serve any kind of food or drink, you’re going to need restaurant liability insurance. Being in the food and beverage business can come with great risks. That’s why it’s important to protect your restaurant with the best kind of coverage. We believe in small businesses and get to know restaurant owners so we can understand your unique needs to help protect your business.

Comprehensive Coverage Options

  • Business Personal Property

  • Loss of Rents Coverage Options: 12, 18 or 24 Months

  • Food Spoilage

  • Water Backup

  • Equipment Breakdown

General Liability Options

  • $1,000,000 Per Occurence / $2,000,000 Aggregate

  • $2,000,000 Per Occurence / $4,000,000 Aggregate

  • Liquor Liability

  • Hired and Non-Owned Auto

Umbrella / Excess Options 

  • $1,000,000 - $25,000,000

Other Coverage Options​

  • Workers Compensation

  • EPLI (Employment Practices Liability)

  • Earthquake

Competitive Insurance Programs For All Types of Restaurants and Bars:

  • Family Style

  • Take Out

  • Bars

  • Catering 

Customized Solutions

  • Add multiple locations to one policy

  • Deductible Options From $500 - $25,000

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